Janet Cramb & Company Real Estate



Posted by Janet Cramb on 10/10/2018

While the dishwasher is a fantastic invention and present in just about every home across the US, thereís certain guidelines that should be followed in order to protect your machine and to protect your stuff. Certain things in your kitchen should definitely keep to the sink to be washed. As a reminder, below is a list of things that should never be placed in the dishwasher and taken special care of. 


Wood 


Wood items should never be placed in the dishwasher. The detergent in the machine can scratch the wood, causing major damage to any of the pieces including spoons, bowls and other wooden utensils. The heat from the dryer in the dishwasher can also cause the wood to crack, which is a safety hazard to you and your family. 


Instead of throwing your wooden kitchen materials into the machine, mix equal parts of vinegar and warm water to wipe down the bowls, plates, cutting boards and utensils. Then rinse and dry off well.



Cast Iron


Cast iron should never go into the dishwasher. First, you spent so much time seasoning your pans and do not want to undo all the great flavor that has been created. You should never use soap on a cast iron pan. To properly clean one of these pans, simply use a little baking soda. Donít forget to rinse, dry and season again with salt! 


Aluminum Cookware


You should use caution if you put aluminum cookware of any kind in the dishwasher. Technically, some of these pans are in fact ďdishwasher safe,Ē however, the machine can wreak havoc on your pans. The machine can remove some of the shine of your pans and cause them to appear dull.         


Copper, Silver And Other Precious Metals


Many people have specialty silverware and serving pieces for special occasions. You may even have copper cookware. You canít put any of these in the dishwasher, weíre sorry to say! After your next dinner party, youíll have to spend some time at the sink washing your best utensils. The dishwasher can cause metals to dull. More seriously, it can hurt the finish of these pans and utensils, possibly causing contamination to your food while itís cooking or being served. Silver especially will tarnish in the dishwasher, causing you the need for a more complicated cleaning process.            


Nonstick Cookware

You should think twice before you put nonstick cookware in your dishwasher. Some are dishwasher safe, and some are not. Even if these pans are denoted as dishwasher safe, you should be careful. Always check for damage to the pans if you place them in the dishwasher. Nonstick cookware can peel, getting particles in your food, which is unsafe.      


There are other items that you should think twice about before you put them into the dishwasher: 


  • Plastics
  • Kitchen knives
  • Fine China
  • Painted plates
  • Crystal
  • Other specialty items like vases


Enjoy your dishwasher for convenience, but remember to use it wisely! 





Posted by Janet Cramb on 10/3/2018

Many hopeful homebuyers seek to save money by buying a fixer-upper and doing most of the renovations themselves. This is a proven method for those who have a knack for home improvement and arenít afraid to get their hands dirty.

However, estimating the cost of a remodel can be difficult. There are many costs you may not be aware of, and others that are easy to go over budget on.

In this article, weíre going to talk about the cost of an average remodel, and some lesser-known costs that you might be forgetting to factor into your budget.

Average remodeling costs

As you might guess, the cost of a remodel can vary greatly. Things like the size of the home, the number of rooms youíre remodeling, and the type of repairs youíll be making all factor into the equation.

Some repairs can be quite costly. Septic system replacements can cost several thousands of dollars depending on the type of system you need. And, if youíre buying an old home, youíll need to look out for expensive fixes like asbestos removal and foundation damage.

According to one report, most Americans spent between $17,000 and $61,000 on their remodel, with the average renovation cost being around $37,000.

If youíre hiring a contractor for the bulk of your remodel, expect them to charge between 10% and 15% of the total cost.

Lesser known costs of a home renovation

Remodeling a home isnít as simple as looking up a contractor and telling them to give you the bill once itís finished, and thatís probably a good thing because odds are you would be shocked by the cost.

First, youíll pay a contractor to do a walkthrough and estimate costs. Next, youíll need to get any permits that are required for your renovations.

If you plan on doing the renovations yourself, there are a few costs youíll need to consider. First, understand that you likely wonít be able to take advantage of all of the discounts that contractors can, meaning your building materials may be more expensive than expected. Similarly, the cost of tools for the project adds up quickly. And, when you make mistakes--we all do, weíre only human--youíll be paying for it out of pocket.

Knowing your long term goals

An important consideration for a remodel is to look toward the future. Do you want to sell your home within the next few years? If so, you might consider going with less expensive materials--such as generic kitchen cabinets rather than custom-built--to save money while still increasing the value of the home.

However, if you plan on being in this home for decades or more, it may be worth the extra money now to make sure you are happy with your home for years to come.

Remodeling a home can be a memorable and rewarding endeavor. You get the chance to take a house that you see potential in and make it truly your own. Now that you know the costs, youíll be better prepared for planning your home renovation.




Tags: Remodel   renovations   budget  
Categories: Uncategorized  


Posted by Janet Cramb on 9/26/2018

If youíre ready to buy a home, you probably have done a lot of research. One thing is sure: You know you need to get pre-approved for a mortgage. Itís perhaps the most critical step in the process of buying a home for a variety of reasons. Thereís down payments and debt-to-income ratios, and other financial issues to worry about. You need to know what type of mortgage you should get. To help you understand what kind of mortgage you need, you should get pre-approved.


Understand The Pre-Approval Process


There are many misconceptions about pre-approvals. First, buyers need to understand that there is a difference between a pre-qualification and a pre-approval. A pre-qualification merely scrapes the surface of your financial state, while a pre-approval goes through everything a mortgage company will need to grant you a loan. You may be pre-qualified for a much higher amount than you can actually afford, for example.


Pre-Approval Defined


A pre-approval is a lenderís written commitment to a borrower. The approval states that the lender is willing to lend a certain amount of money for a home. The lender obtains the following from the buyer:


  • Employment history
  • Credit report
  • Tax returns
  • Bank statements


The time and effort that it takes to get a pre-approval is worth it because everything will be ready for the lender to grant the mortgage once an offer is made on a home. It also gives the buyer an upper hand in finding the home of their dreams. Many sellers require a pre-approval with an offer.


When To Get A Pre Approval


As soon as you know youíre serious about buying a home and are ready to start the house hunt, you should get pre-approved. Pre-approvals do expire after a certain amount of time, but lenders can renew them with proper notice. 


The Importance Of The Pre-Approval


Many buyers feel that they can skip the pre-approval process altogether. It has many benefits. Besides giving you a better look at your finances and how much house you can afford, pre-approvals can:


  • Give you the insight to correct your credit score and help you correct credit problems
  • Help to avoid disappointment when you find a home you love
  • Allow first-time buyers to see all of the costs involved in buying a home


A pre-approval is a handy thing to have, and itís not just because the experts say itís essential. Getting pre-approved for a mortgage can help you to be more on top of your finances going into one of the most significant purchases you'll ever make in your life. 

 




Tags: Buying a home   mortgage  
Categories: Uncategorized  


Posted by Janet Cramb on 9/19/2018

Buying a home should be an unforgettable experience. However, problems sometimes may arise that prevent a homebuyer from enjoying the property buying journey.

Whether it's tough negotiations with a stubborn home seller or a property inspection that reveals many problems with a house, problems may occur that can make the homebuying journey memorable for all the wrong reasons.

Lucky for you, we're here to help you streamline the homebuying process and ensure you can acquire your dream home quickly.

Now, let's take a look at three tips that homebuyers can use to transform an ordinary property buying experience into an unforgettable journey.

1. Perform Plenty of Real Estate Market Research

Navigating the real estate market can be tricky, particularly for first-time homebuyers. Conversely, homebuyers who evaluate the real estate market closely should have no trouble discovering a wide range of terrific residences.

Examine the prices of recently sold homes in your area. That way, you can establish a price range for homes that match your needs.

Also, analyze the amount of time that recently sold properties were available. This will help you differentiate a buyer's market from a seller's one and ensure you can map out your homebuying journey accordingly.

2. Get Pre-Approved for a Mortgage

Buying a home likely will require you to get approved for a mortgage. If you receive pre-approval for a mortgage, you can narrow your home search based on your budget.

To get pre-approved for a mortgage, you should meet with several banks and credit unions. These lenders can explain how a mortgage works and help you find one that suits you perfectly.

In addition, don't hesitate to ask plenty of questions when you meet with lenders. These mortgage professionals can provide expert insights into the different types of mortgages, including fixed- and adjustable-rate options. By doing so, they can help you get pre-approved for a mortgage so you can kick off your search for the perfect home.

3. Work with a Real Estate Agent

When it comes to buying a home, working with a real estate agent is paramount. This real estate professional will do what it takes to eliminate guesswork and streamline the homebuying journey.

A real estate agent understands the challenges that are commonly associated with buying a home and can help you overcome any potential hurdles along the way. He or she also is happy to respond to your homebuying concerns and queries and provide you with the support you deserve at any time.

Furthermore, a real estate agent will keep you up to date about new homes as they become available, set up home showings and negotiate with home sellers on your behalf. This housing market professional will even provide honest, unbiased recommendations to help you make informed decisions throughout the homebuying cycle.

Ready to get the best results from the homebuying journey? Use these tips, and you enjoy an outstanding homebuying experience.




Categories: Uncategorized  


Posted by Janet Cramb on 9/12/2018

Are you a lover of all things Disney? Do you wish that you could be in Disney more often than not? Well Disney lovers rejoice! There are simple ways to add subtle and classy touches of Disney into your home, inside and out. Hereís how to add subtle hints of Disney to your home: Art: Disney has stunning pieces of artwork and sculpture for sale in their parks and online. There are various artists that create these works of art for Disney and the themes vary. You can find Mickey and Minnie, theme park, attraction, and other character themed pieces and in all different sizes. Thereís even artwork for various seasons and holidays such as Christmas and fall. There are pieces to fit all styles from vintage to classic that would look great in entryways, bedrooms, bathrooms, and bedrooms. Family Room, Bed & Bath Accessories: Small signs, accent pillows, throws, a toothbrush holder, and towels are among the many accessories available for living spaces. bedrooms and bathrooms. Add accent pillows to your couches and beds, small signs to your nightstand and shelves, and a toothbrush holder and decorative towels to your bathroom. Kitchen Accessories: There are so many great kitchen accessories that you can purchase in the parks and online. There are items ranging from salt and pepper shakers and silverware to wine glasses, mugs, plates and dishes, hand towels, and so much more. Create a small display of the various Disney mugs from the resorts youíve stayed at or display Disney plates in your dining room or kitchen. Outdoor Accessories: Disney and other retailers sell various types of accessories for the outdoors. Items such as lawn gnomes, string lights, and solar lighting are great ways to add a little Disney magic to your outdoors. From Mickey and Minnie, Goofy and Donald Duck to theme park and attraction themed items, your possibilities for brining Disney home are endless. And with so many possibilities you can add the touches of Disney that you love the most.