Janet Cramb & Company/LAER Realty Partners



Posted by Janet Cramb on 8/21/2019

Let's face it the thought of entering the home selling market can be stressful, even if you don't plan to put your house on the market for several weeks or months. However, there are many simple ways to ensure you can enjoy a fun, exciting and successful home selling journey.

Now, let's take a look at three tips that you can use to kick off an unforgettable home selling journey.

1. Examine Your Home's Interior and Exterior

How will a potential homebuyer view your residence when he or she sees it for the first time? This is a question that you'll want to consider closely, as a homebuyer's first impression of your residence may dictate whether he or she moves forward with an offer.

Take a close look at your house's interior and exterior from a homebuyer's perspective. If home improvements are necessary, now may be the ideal time to complete these tasks. That way, you can enhance your house's interior and exterior before you add your residence to the real estate market.

Also, a home appraisal may help you identify problem areas with your residence. This appraisal enables a property inspector to examine your residence from top to bottom and can help you better understand your house's strengths and weaknesses.

2. Declutter Your Residence

Unfortunately, clutter can accumulate in a home over an extended period of time. But if you start decluttering your home today, you may be able to avoid the stress of cleaning out your residence as you get closer to adding your home to the housing market.

To declutter effectively, consider items that you need to keep and store them safely. Then, take the items that you no longer require and consider all of your options to get rid of them quickly and safely.

In many instances, you can sell excess items or donate them to charity. Or, you can always offer these items to family members and friends as well.

3. Meet with a Real Estate Agent

What does it take to get your house ready for the real estate market? Meet with a real estate agent, and you can learn everything you'll need to know about selling a house.

A real estate agent understands the ins and outs of the real estate market. As such, he or she can answer any questions that you may have about the home selling journey and help you plan accordingly.

In addition, after you list your residence, your real estate agent will streamline the home selling cycle. This housing market professional will set up home showings and open houses, promote your residence to large groups of potential buyers and much more. By doing so, your real estate agent will do everything possible to help you maximize the value of your residence.

When it comes to getting ready to sell your home, there is no need to worry. Instead, use the aforementioned tips, and you'll be able to enjoy a memorable home selling journey.




Categories: Uncategorized  


Posted by Janet Cramb on 8/14/2019

Financing the purchase of a house from personal savings might mean a mighty long wait for the end of rent-paying. This reason is why most homeowners in the US today are using mortgages. If you want to buy a house and don't have enough in your savings account, you will want to hook up with a lender. But how do you know which lender to choose from the myriads out there? Here are some key pointers:

Interest rate

The interest rate should be the deal breaker when choosing a lender. Take time to compare the rates of as many lenders as you can. You will find several tools online that can help you do this quickly. Some mortgage companies will offer you a loan with a down payment of as little as 3% of the purchase price, but they make up for this with a higher interest rate.

Speed

With some lenders, you may have to wait months before your approval sees the light of day. Such lenders will typically require you to fill a plethora of forms when applying for your mortgage and support your application with a ton of documents. Many innovative lenders have come up with platforms that allow you to upload documents securely and complete the entire application process online.

Bad credit

For some lenders, especially traditional banks, a bad FICO score is an automatic "no". Others will still extend financing to you even if you have a credit rating below 600. However, perhaps you should keep in mind that such lenders will make up for the risk they're taking on with a higher interest rate.

Reputation

You may have a referral to a lender from relatives or colleagues, but before you begin your application with them, do a bit of digging of your own. What reviews come up when you search on independent online sources? Consumers Advocate has a listing of top-rated lenders, as do many other referral sites. 

Customer service

How quickly does the lender respond to queries, and do they provide comprehensive feedback? If you would rather talk or meet your mortgage officer during the application process, is that option available? Some companies operate entirely online, with no brick-and-mortar presence. If you would rather have that personal touch, you could be better off with a traditional bank.




Categories: Uncategorized  


Posted by Janet Cramb on 8/12/2019


6 72nd, Newburyport, MA 01950

Rental

$3,200
Price

6
Rooms
4
Beds
2/1
Full/Half Baths
Short Term Rental Available for October 1st to May. Newly renovated 4 bedroom home on Plum Island. This home is completed furnished with 2.5 baths, gourmet kitchen, first floor laundry and hardwood flooring. Enjoy a winter retreat with easy access to the Newburyport/Rockport Commuter Rail with easy access into Boston. No pets or smokers please.
Open House
No scheduled Open Houses

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Tags: Real estate   Rental   Newburyport   01950  
Categories: New Homes  


Posted by Janet Cramb on 8/7/2019

This Condo in Pepperell, MA recently sold for $317,900. This Half-Duplex style home was sold by Janet Cramb - Janet Cramb & Company/LAER Realty Partners.


11 Leighton Street, Pepperell, MA 01463

Condo

$310,000
Price
$317,900
Sale Price

5
Rooms
3
Beds
2
Baths
If you love new construction & remodeled spaces. Dont miss your opportunity to own one of Pepperell's newest Ranch Style Condominium. 3 bedroom duplex with 2 baths. Open floor plan with cathedral ceiling makes for spacious living. Beautiful kitchen with granite counter tops, stainless steel appliances and island. First floor master bedroom and full bath. Lower level offers family room, full bath, 2 bedrooms and laundry. Private deck and large lot. Convenient in town location with public water, sewer, gas and central a/c. Enjoy easy access to Nashua River Rail Trail, local dining and shopping. Delivery by end of May.

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Tags: Pepperell   Real estate   Condo   01463  
Categories: Sold Homes  


Posted by Janet Cramb on 8/7/2019

This Condo in Pepperell, MA recently sold for $328,000. This Half-Duplex style home was sold by Janet Cramb - Janet Cramb & Company/LAER Realty Partners.


8 Shawnee Road, Pepperell, MA 01463

Condo

$339,500
Price
$328,000
Sale Price

5
Rooms
2
Beds
2
Baths
DOWN SIZING TO ONE LEVEL LIVING in this New Stunning Ranch style Condominium Duplex with 5 rooms, 2+ bedrooms and 2 full baths. Beautiful custom cabinets with stainless appliances and wood flooring. Versatile open floor plan leaves ample room for furnishings. First floor master bedroom with cathedral ceiling. 2nd bedroom can easily be used as a den or office. Over sized full bath and laundry convenient to one level. Lower level finished with family room, den and full bath. Additional 14x20 storage area with access from the exterior double doors. Central a/c. Public water and sewer. Covered 16 x 7 porch. Easy access to Nashua River Rail Trail. One level living at its BEST!

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Tags: Pepperell   Real estate   Condo   01463  
Categories: Sold Homes